Cigna Dentist – Brecksville, OH
Learn More About the Benefits of Cigna
Did you know your oral and general health are closely connected? Healthy teeth and gums are important for more than just a beautiful smile. Your dental health influences your overall wellness. Although brushing and flossing can keep tooth decay and gum disease at bay, they are only half of the care your smile needs to stay healthy. The American Dental Association recommends a cleaning and checkup every 6 months. You can invest in optimal oral health without breaking the bank by choosing Dr. Saleh as your Cigna dentist in Brecksville.
Cigna Coverage Availability & Fees
Dental insurance is an investment in reduced oral health expenses. Cigna is a leading provider of comprehensive policies for individuals and families, covering the services you need to preserve your natural smile. By paying your monthly premiums, you have access to a nationwide network of dental professionals to benefit from reduced rates for common services. Although every policy differs, most include:
- 100% of preventive services
- 80% of minor restorative services
- 50% of major restorative services
You can visit your dentist every 6 months for a cleaning and checkup after a copayment. Research has shown that every $1 spent on prevention can save up to $50 on restorative fees. Routine dental care allows us to monitor your oral health to intervene quickly if there's anything concerning, like gum inflammation or weakened enamel. As a result, you're less likely to need costly procedures down the road.
If you need any dental work, you don't have to worry about a large bill. After meeting your annual deductible, your insurance will pay a portion of the cost of common restorative procedures, like fillings, tooth extractions, or gum disease therapy. You can use your annual allowance to lower the amount you'll pay out-of-pocket until reaching your yearly limit.
Cigna recommends choosing a dentist that's in-network because they have pre-negotiated rates with preferred dental offices. You'll enjoy more coverage at the time of services, but you can still choose any dentist that accepts your insurance. If a dentist is out-of-network, you can still use your insurance, but you'll have to pay the difference between the dentist's fees and your policy's allowable amount. We are proud to accept both in-network and out-of-network patients.
Unfortunately, your dental insurance doesn't last forever. Your benefits reset at the end of the year, and you'll lose anything you haven't used. You aren't reimbursed for your premiums or deductibles, and nothing will carry over for accumulation. On average, less than 3% of Americans meet or exceed their annual limits. We don't want to see you throw money down the drain.
Maximize Your Dental Insurance
Dental insurance in Brecksville can be confusing, but you don't have to navigate your policy alone. Our dental team will work on your behalf with your insurance to maximize your annual benefits. They will explain how your coverage is being used and your payment options for any remaining balance.
We have the solutions you need to keep a healthy smile affordable. If you have any questions about your dental insurance, or you're ready to schedule an appointment, contact us at (440) 664-2441.