Aetna Dental Insurance – Brecksville, OH
Learn More About the Benefits of Aetna
A healthy smile relies on more than brushing and flossing. The American Dental Association recommends a cleaning and checkup every 6 months, even if you don't have any oral health concerns. If you have dental insurance, it's easy and affordable to see your Aetna dentist in Brecksville regularly. Every month you pay the premiums for your policy, so why not use it? We will help you maximize your benefits to invest in your oral health without breaking the bank.
Aetna Coverage Availability & Fees
Aetna is a nationwide provider of comprehensive dental plans for individuals and families. The policies focus on prevention to stop dental issues before they start. However, they also cover many common restorative procedures to rehabilitate your smile, even if money is tight. Although every plan differs, most include:
- 100% of preventive services
- 80% of minor restorative services
- 50% of major restorative services
You can visit your dentist for a cleaning and checkup after a copayment. You'll keep tooth decay and gum disease at bay to avoid needing costly treatment later. Research has found that every $1 spent on prevention can save up to $50 on restorative and emergency services. You'll invest in your dental health while saving money down the road.
If your dentist finds anything concerning, you don't have to worry about a large bill. After reaching your annual deductible, your dental insurance in Brecksville will pay a portion of the cost until meeting your yearly limit. On average, less than 3% of Americans meet or exceed their annual limits.
Unfortunately, your dental benefits don't last forever. They reset at the end of the calendar year. Anything you don’t use won’t accumulate and you aren’t reimbursed for your premiums or deductible.
Aetna recommends choosing a dentist in their network to enjoy more coverage at the time of services. They have pre-negotiated rates with specific dental practices to keep dentistry affordable. However, you have the freedom to visit any dentist that accepts your policy. You'll have to pay the difference between your insurance’s allowable amount and the office’s fees. We are proud to accept both in-network and out-of-network patients.
Maximize Your Dental Insurance
Dental insurance can be confusing, but you don’t have to navigate your policy alone. We will work on your behalf with Aetna, so you have one less thing on your plate. We will handle all the paperwork and explain how your coverage is being used. A member of our team will discuss any remaining balance and your payment options. Besides traditional payment methods, we also accept third-party financing. You can pay any out-of-pocket expenses using little or no interest monthly payments. We will find the financial solutions to fit your budget to reach optimal oral health.
If you have any questions about your dental insurance, or you are ready to schedule an appointment, contact our office today. We look forward to helping you achieve the healthy, beautiful smile you desire.